Thrifty Retirement Living: how we saved $1,800!

One of the challenges of early retirement is learning to live within a (smaller than we were used to) fixed income.  There isn’t a lot of wiggle room, and making a big purchase means the money has to come out of our investment savings. That’s okay… we’ve built in a buffer to cover the occasional larger expenditure. After all, houses do need occasional maintenance and repair. Appliances will eventually fail and need to be replaced. And, lets admit it, once in a while we’ll want to take a bigger vacation than simply traveling around the province in our camper. But when the possibility of a large expense comes up, we need to do a lot of research on it first. We can’t just order it and be done.

033What “came up” was the hot summer weather versus the smoked glass ceiling on our covered deck!  27º in the yard sends temperatures on the deck soaring towards 40° (that’s pushing 100° for you Fahrenheit friends.) Unlivable. And it was heating the rest of the house up something terrible, as well!

035Enter the need for a sunshade. Mr C went on-line and found a variety of sunshades. The cheapest he could come up with that would cover the entire deck was going to cost us $1,700. With tax & gas, that comes to $1,870+.

But wait! I had been at the thrift shop just the day before and purchased a couple of large, light grey sheets that I thought I could use for quilt backings or to work out the kinks on a dress pattern with. 034Sunshade cost breakdown (drum roll, please!)

Two thrift store sheets: $2.00
one roll of clothesline: $4.00
assorted hardware: $2.00
TOTAL SUNSHADE: $8.00

Money saved: $1,862. One thousand, eight hundred and sixty two dollars, folks!

We were back out on the deck eating supper and enjoying a nice glass of chilled white wine that very evening.

036Boo-ya!

Going for a Walk

Would you like to take a walk around the neighbourhood with us?

015I’ll take my camera and snap a few pics along the way. 🙂 Samson is in charge. Which way shall we go today? Right or left? Samson chooses to turn right. Here we go!

017016The water is high this year…there’s no more beach to walk on! Samson is disappointed.

019Another cross-roads. Right or left, Sam? Sam chooses right. Okay! Up Mobley Road we go!

026074Another cross road. Sam decides he’d like to walk the “Badger Road loop” today, so we turn left here.

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041 043These are the chickens that lay the eggs we buy. 🙂 053 059And back onto Mobley Road headed for home.

025072 080 081Wouldn’t you like to live here, too?

075

Flirting the Issue!

I made a skirt today!

019This is the Flirting the Issue skirt by Anna Maria Horner. You can find the free pattern here!

032You can wear it with a belt or by itself. I’ve made a sash with the left overs.

031I’ve been wanting to sew some of my own clothing, and making a couple of skirts and dresses for the summer was on my Retirement To-Do list.

028It isn’t the most flattering on me, having the gathered elastic waist band and all.  And it certainly doesn’t hide the 20 pounds I’ve gained (arrgh!) But it doesn’t look that bad, either. All in all it’s acceptable and I could be seen in public wearing it.

022Samson agrees. He’s always happy to be seen out in public with me!

025The skirt is cotton voile. I didn’t even know what voile was before I went into the fabric store. Let me tell you, cotton voile is the most wonderful light and buttery-soft fabric you could ever ask for. Perfect for a hot summer day!

021It’s lined with a piece of blue shirting I found in my stash.

033Pretty good for not having sewn anything clothing-wise in over 20 years!

018That’s it for the fashion show! Phew!

Retirement update: learning how to slow down

“What are your plans for the day?”Asked Mr. C (for curious) this morning.
“Ummmmm, well…maybe I’ll sew something” I reply, vaguely. This question, asked nearly every day, causes me to feel mildly anxious. To tell you the honest truth, I have no idea what I am going to be doing most of the time. Except for every second Wednesday, when I attend the Shuswap Quilter’s Guild meeting, my days are completely unstructured.

Isn’t this what I longed for in my pre-retirement days? Endless stretches of delicious, unstructured time? I should be blissfull! I should be rolling around in it like a dog rolling in….well…..you get the idea.

I’m not there yet. Moving from a structured, well-defined day with borders, hard edges and timetables to one that is soft and flowing takes time. Takes patience.

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I am still in the uncomfortable stage of change.

I am as itchy as a wool power suit that finds itself in a room full of flowing cotton gypsy-skirts. I am discombobulated. (Isn’t discombobulated a wonderful word? I love it as much as I love ” verklempt” and ” obfuscate”)

Living a slower lifestyle is a learning process. It takes time and practice. Sometimes it’s great. Sometimes I feel as twitchy as a cat.

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I am in the process of learning not to measure success (or my worth) by my pre-retirement yardstick. My worth is not measured by how much I accomplish in a day. Why is this such a difficult concept to integrate?
“It is okay to spend the day reading a book and puttering around the house or yard, Nita – it is okay!” Says I to myself.

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I don’t have to bake a cake so I will have a physical result to flourish….”Ta da! Look what I did today! Here is credible measurable physical proof of production!”

Sigh

I am learning to slow down. It’s a slow process. s.l.o.w. I’ve read on the many retirement blogs that I follow that it takes at least one year (often as many as 3 years) to fully settle into one’s new lifestyle. I am 5 months into the process and feeling like I’m in the waiting room or standing in a really long, slow-moving queue.

No regrets. We made the right decision. I’m just…itchy today.

I think I’ll go sew something.

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Learning to be Retired

I am sitting at my kitchen table with my coffee and my laptop, looking out past the patio and over a couple of rooftops to the lake below thinking about why I have been unable to organize my thoughts to write a retirement post. Then this morning I read this blog post by Tamara Reddy and had an Oprah-sized ah ha moment.

Actually, I have had this same ah ha moment over and over and over. 🙂

Three months into my retirement and I am feeling a bit lost. Everybody I talk to and everything I read says it takes 1 – 3 years to feel settled after such a major life change. So of course, at only three months in, I have barely stuck my big toe in.  Of course I feel lost. It is normal.

Phew! It’s nice to know I’m normal! It’s normal to feel a bit displaced. To be tossing around and unable to settle one’s thoughts.

I keep telling myself that.

I have been very busy trying to replicate my life in Whitehorse.  I still feel that I must fill my every moment with productive work, and so I have tried to pack everything that I had planned for my retirement into these last three months.

Read dozens of books! Join community concert band! Join quilting guild! Join Fiber Arts guild! Bake bread! Try new recipes! Take quilting classes! Make friends! Lose the last of the weight! Become instantly fit!

Do do do! Produce produce produce! Time is my enemy and I am still fighting that.

I have not yet learned how to relax into a slower pace.

But I am working on it! Mornings last longer and longer as I sit with my coffee and read the blogs I follow. Walks are taken everyday, usually along the lake shore.

My advice to myself?

Dear Nita,
Just as your dance students learn how to be in their bodies in a new way , you are learning how to be in a new place in your life. Breathe! Relax into the movement. Don’t force it. Allow the new you to emerge as you dance your way into a new way of living. An inspired life, like an inspired dance performance, comes from a place of relaxation, understanding and joy.

Cheers for a Playful 2014!

Hello and Happy New Year!

Have you ever chosen a word
just one single word
to guide you through the year?

For the last couple of years I’ve held the word balance close to my heart. It was the word that helped me to navigate a very busy life: teaching up to 5 dance classes per week, directing a dance troupe, choreographing and producing shows while managing to have a family life and working a 9-5 day job (phew!)

58-Collins

Balance was the word that got me through to the other side of menopausal depression. I was out of balance physically, emotionally and hormonally. Searching for and maintaining balance was the lifeline that I clung to and the rope I hauled myself up by. It kept me secure during the heartache of deciding to let go of my dance troupe and students. I kept it in the front of my mind during my weight loss journey (65 pounds!).  It was the word that taught me to put health and happiness above productivity.

Balance guided me through the waters of deciding to retire relatively young; to move to a new town and seek out new adventures.

1-CollinsBalance: what a beautiful word!

But now it’s time for a new word to live by. It’s time to get out of the box and…

41-CollinsPLAY!

This year I am going to play in my kitchen and learn to bake a cake from scratch. Specifically, some of the Chatelaine cakes. Yum!

…and I will experiment creating delicious meals from all over the globe: India, Japan, Italy, Thailand…! No fear in the kitchen will be my new motto – play with those spices, Nita! Try it out!

37-CollinsIn my Creativity room I will play in the sewing nook, on the yoga mat, in-front-of the dance mirror and with words at my laptop.

My body will become stronger as I play outdoors, exploring local walking and hiking trails with Kelly and Sammy. We’ll take our bikes out and explore some of the country roads.

I will play in the garden, discovering all the wonders of living in a zone 5 gardening region.

I vow to put myself “out there” and be open to meeting new friends, getting involved in the community somehow (music? theater? dance?)

32-CollinsMy friend Melissa at 100 Billion Stars puts it brilliantly (you can read her entire blog post here):

Play is a way of making room for our potential. It isn’t about pretending to be something we hope to be one day. It isn’t about presenting a different face to the world, trying on masks and personae. It’s about being authentic and true to ourselves in an atmosphere without judgment or rules. It’s from this place that growth begins, releasing the possibilities that have been lying dormant all our lives.

So here I am this morning, wishing you all a wonderful year of play and a hell of a good time doing it!

70-CollinsNo fear! Have fun!

PLAY!

(these wonderful family photos were taken by Heather Jones of hpj photography at our Fox Lake cabin last September. We had so much fun!)